Park Nat'l Q4 net income $42.6M (+10.4%), FY net $180.1M (+18.9%)

PARK NATIONAL CORP /OH/

2025-FY EPS reported $11.11 revenue$664,421,000

Q4 net income $42.6M (+10.4% YoY); FY net income $180.1M (+18.9% YoY).
Pre-tax pre-provision net income FY $232.8M (+16.8%).
Net interest income $437.3M (+9.9%) on loan growth and higher yields; loans $8.05B (+3.0%).
Provision for credit losses $11.5M, down from $14.5M; net charge-offs 0.08% of avg loans.
Efficiency ratio improved to 57.94% from 61.44%; ROAA 1.78% vs 1.53%.

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