earnings
confidence high
sentiment positive
materiality 0.70
WSFS reports Q4 2025 EPS of $1.34, full-year EPS $5.09; driven by loan and deposit growth
WSFS FINANCIAL CORP
2025-FY EPS reported
$5.09
- Q4 net income $72.7M, diluted EPS $1.34, ROA 1.33% (vs Q4 2024: $64.2M, $1.09, 1.21%).
- Full-year 2025 net income $287.3M, EPS $5.09, ROA 1.36% (vs 2024: $263.7M, $4.41, 1.27%).
- Net interest income $187.4M in Q4, up 5.2% YoY from $178.2M; total net revenue $271.9M.
- Provision for credit losses was $12.7M, compared to $6.6M in Q3 2025 and $8.0M in Q4 2024.
- Fee revenue $84.5M (31% of total net revenue); efficiency ratio improved to 59.5% from 64.6% a year ago.