Dime Community Bancshares Q4 2025 net income $30M, adjusted EPS $0.79, record revenue $124M

Dime Community Bancshares, Inc. /NY/

2025-FY EPS reported $2.36 revenue$19,907,000

Net income available to common $30.0M ($0.68 diluted EPS); adjusted diluted EPS $0.79, up from $0.61 Q3 and $0.42 year-ago.
Record quarterly revenue $124M; net interest margin improved to 3.11% from 3.01% linked quarter.
Core deposits grew ~$800M linked quarter; business loans grew $177.9M QoQ; loan-to-deposit ratio improved to 83.8%.
Non-performing assets declined 27% linked quarter to 0.34% of total assets; credit loss provision $10.9M.
Dividend maintained at $0.25 per common share; book value per share $30.99, tangible book $27.37.

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