United Community Banks closes acquisition of ANB Holdings, parent of American National Bank

UNITED COMMUNITY BANKS INC

Merger effective May 1, 2025; ANB Bank will convert to United Community brand on July 11, 2025.
ANB Bank had $452M assets, $317M loans, and $387M deposits as of March 31, 2025.
Over $300M of deposits are non-CD core deposits, indicating strong customer relationships.
Acquisition adds a customer-service hub in fast-growing Miami metro area (Oakland Park, FL).
Stephens Inc. and Hovde Group served as financial advisors to United and ANB, respectively.

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