earnings
confidence high
sentiment positive
materiality 0.75
First Interstate Q2 net income $71.7M ($0.69), up from $0.58 a year ago
FIRST INTERSTATE BANCSYSTEM INC
2025-Q2 EPS
reported $1.18
vs consensus $0.59
▲ beat
(+99.8%)
- Net income $71.7M, diluted EPS $0.69 vs $0.58 in Q2 2024; net interest margin 3.30% (+33 bps YoY).
- Net charge-offs fell to $5.8M (0.14% annualized) from $13.5M (0.30%) a year earlier.
- Criticized loans rose $176.9M to $1.20B driven by CRE multifamily downgrades; classified loans down $24.4M.
- Completed sale of $74.2M consumer credit card loans, recognized $4.3M gain; capital CET1 ratio 13.43% (+90 bps QoQ).
- Declared $0.47 per share dividend, payable Aug 21, 2025 to shareholders of record Aug 11, 2025.
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