earnings
confidence high
sentiment positive
materiality 0.75
Pathward Financial Q2 net income $74.3M ($3.11 EPS) vs $65.3M ($2.56) year ago; revenue up 6%
PATHWARD FINANCIAL, INC.
2025-Q2 EPS
reported $4.35
vs consensus $1.70
▲ beat
(+155.4%)
- Total revenue $262.9M, up 6% YoY; NIM expanded 27bp to 6.50%.
- Tax services product income net of losses and expenses up 29% to $47.6M (first six months).
- Repurchased 575,804 shares at avg $78.11; 5.72M shares remain under program.
- Total gross loans and leases ex-insurance premium finance up 15% YoY to $4.46B.
- Provision for credit losses $29.9M vs $26.1M; net charge-offs $0.1M vs net recoveries $1.1M.