earnings
confidence high
sentiment positive
materiality 0.70
Pathward Financial Q1 FY2026 net income $35.2M, EPS $1.57
PATHWARD FINANCIAL, INC.
2026-Q1 EPS reported
$1.57
revenue$173,101,000
- Net income $35.2M, diluted EPS $1.57, vs $30.0M, $1.23 YoY.
- Total revenue $173.1M; net interest income $119.3M down 5% YoY; NIM 6.95% vs 7.38%.
- New loan originations $1.89B vs $1.38B; total loans $4.98B up 9% YoY.
- Provision for credit losses $3.2M vs $18.7M; net recoveries $2.2M vs net charge-offs $16.3M.
- Nonperforming assets ratio 1.47% vs 0.49% YoY; repurchased 651,804 shares at $72.07.