FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG): debt financing — Flagstar Bank completes holding company reorganization; Flagstar Financial merges into bank

FLAGSTAR BANK, NATIONAL ASSOCIATION

Flagstar Financial Inc. merged into subsidiary Flagstar Bank, N.A.; bank is now the public company.
Common stock continues trading on NYSE under symbol 'FLG' starting Oct 20, 2025.
Reorganization simplifies corporate structure, reduces regulatory burden, lowers operating expenses.
As of June 30, 2025, consolidated assets $92.2B, loans $64.4B, deposits $69.7B, equity $8.1B.
Directors and executive officers remain unchanged; no impact on customer accounts or operations.

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Key facts

Extracted from this filing and checked against the source text.

Debt Financings SEC 8-K Item 2.03/2.04 confidence 0.99

FLAGSTAR BANK, NATIONAL ASSOCIATION amended senior notes of 5.90% Fixed-to-Floating Rate Notes due 2028 with Wilmington Trust, National Association at 5.90% Fixed-to-Floating maturing 2028.

Instrument: senior notes
Principal: 5.90% Fixed-to-Floating Rate Notes due 2028
Counterparty: Wilmington Trust, National Association
Rate: 5.90% Fixed-to-Floating
Maturity: 2028
Event: amendment

Exact text from the filing

The Bank has entered into a second supplemental indenture, dated as of October 17, 2025 (the “ Second Supplemental Indenture ”), with the Predecessor and Wilmington Trust, National Association (“ Wilmington Trust, N.A. ”), as Trustee. By the terms of the Second Supplemental Indenture, the Bank assumed the due and punctual payment of the principal of (and premium, if any) and interest on all of the Predecessor’s 5.90% Fixed-to-Floating Rate Notes due 2028 and the performance or observance of every covenant of the indenture, dated as of November 6, 2018, as supplemented by the first supplemental indenture, dated as of November 6, 2018, on the part of the Predecessor to be performed or observed.

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Debt Financings SEC 8-K Item 2.03/2.04 confidence 0.99

FLAGSTAR BANK, NATIONAL ASSOCIATION amended senior notes of 4.125% Fixed-to-Floating Rate Notes due 2030 with Wilmington Trust, National Association at 4.125% Fixed-to-Floating maturing 2030.

Instrument: senior notes
Principal: 4.125% Fixed-to-Floating Rate Notes due 2030
Counterparty: Wilmington Trust, National Association
Rate: 4.125% Fixed-to-Floating
Maturity: 2030
Event: amendment

Exact text from the filing

The Bank has also entered into a third supplemental indenture, dated as of October 17, 2025 (the “ Third Supplemental Indenture ”), with the Predecessor and Wilmington Trust, N.A., as Trustee. By the terms of the Third Supplemental Indenture, the Bank assumed the due and punctual payment of the principal of (and premium, if any) and interest on all of the Predecessor’s 4.125% Fixed-to-Floating Rate Notes due 2030 and the performance or observance of every covenant of the indenture, dated as of October 28, 2020, as supplemented by the first supplemental indenture, dated as of October 28, 2020, and the second supplemental indenture, dated as of December 1, 2022, on the part of the Predecessor to be performed or observed.

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102 debt financings filed in the last 30 days. Browse all debt financings →

FLAGSTAR BANK, NATIONAL ASSOCIATION filing history →

Source: SEC EDGAR

accession 0000910073-25-000149

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