earnings
confidence high
sentiment positive
materiality 0.75
Capital One Q1 2026 net income $2.2B, adjusted EPS $4.42; Discover integration on track
CAPITAL ONE FINANCIAL CORP
2026-Q1 EPS reported
$3.34
revenue$15,231,000,000
- Net income of $2.2B ($3.34 diluted EPS) vs $2.1B ($3.26) in Q4 2025 and $1.4B ($3.45) in Q1 2025.
- Adjusted net income of $4.42 per share, excluding $477M Discover amortization and $415M integration costs.
- Total net revenue $15.2B (-2% QoQ); pre-provision earnings $6.8B (+8% QoQ).
- Provision for credit losses $4.1B; net charge-offs $3.8B; loan reserve build $230M.
- Period-end loans $447.8B (-1%); deposits $489.1B (+3%); CET1 ratio 14.4%.
item 2.02item 9.01