Capital One May 2026 credit card NCO rate 4.82%; auto NCO rate 1.45%

CAPITAL ONE FINANCIAL CORP

Domestic credit card net charge-off rate 4.82% annualized; $1,022M net charge-offs on $254,552M avg loans.
Auto net charge-off rate 1.45%; $105M net charge-offs on $87,337M avg loans.
30+ day performing delinquency rate: credit card 3.33%, auto 4.24%.
Nonperforming loan rate for auto 0.62% ($549M); credit card NPL not reported.

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