Capital One reports September 2026 domestic card charge-off rate 3.66%, 30+ day delinquency 3.74%

CAPITAL ONE FINANCIAL CORP

Domestic credit card: $787M net charge-offs in September on average loans of $257,744M, a 3.66% annualized charge-off rate.
Domestic card 30+ day performing delinquencies were $9,741M, or 3.74% of period-end loans of $260,252M.
Auto: $125M net charge-offs at a 1.62% rate; 30+ day delinquencies $4,314M (4.64%); nonperforming loans $603M (0.65%).
Credit card nonperforming loans were listed as N/A; the exhibit covers only the month ended September 30, 2026, with no prior-month comparison.

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