earnings
confidence high
sentiment neutral
materiality 0.55
Riverview Bancorp Q3 FY2025 net income $1.2M, down from $1.5M YoY; NIM expands to 2.60%
RIVERVIEW BANCORP INC
2025-Q3 EPS
reported $0.18
vs consensus $0.06
▲ beat
(+194.1%)
- Diluted EPS $0.06 vs $0.07 in prior quarter and year-ago quarter; net income $1.2M for Q3 FY2025.
- Net interest margin improved 14 bps sequentially to 2.60% driven by higher loan yields (4.97%) and stable funding costs.
- Total loans $1.05B, down $15.9M from Q2 due to large payoffs; loan originations $31.1M, pipeline $49.1M.
- No provision for credit losses in Q3; non-performing assets $469K, or 0.03% of total assets.
- Company repurchased 200,073 shares at avg price $5.43 under $2M buyback program; quarterly dividend $0.02 per share.