earnings
confidence high
sentiment neutral
materiality 0.60
Riverview Bancorp reports Q4 net income $1.1M ($0.05 EPS); NIM expands to 2.65%
RIVERVIEW BANCORP INC
2025-FY EPS
reported $0.23
vs consensus $0.04
▲ beat
(+463.7%)
- Net income $1.1M ($0.05 diluted EPS) vs $1.2M in Q3 FY25; FY25 net income $4.9M ($0.23 diluted EPS).
- Net interest margin improved to 2.65% from 2.32% a year ago; net interest income $9.2M vs $8.6M YoY.
- Total loans grew $38.4M YoY to $1.06B; loan originations surged to $49.4M in Q4 vs $12.7M a year ago.
- Non-performing assets negligible at $155K (0.01% of total assets); no provision for credit losses recorded.
- Completed $2.0M stock repurchase plan in Q4; paid $0.02 per share dividend on April 25, 2025.