earnings
confidence high
sentiment neutral
materiality 0.65
Riverview Bancorp Q2 FY26 net income $1.1M ($0.05 EPS), NIM expands 30bp YoY
RIVERVIEW BANCORP INC
2026-Q2 EPS reported
$0.11
- Net income $1.1M vs $1.6M a year ago; diluted EPS $0.05 vs $0.07.
- Net interest margin 2.76%, up 30bp YoY; loan originations $56.4M, nearly double prior quarter.
- Non-interest expense $12.2M (up $1.5M YoY) due to one-time fraud item, tax assessment, and strategic hires.
- Tangible book value per share $6.51, up from $6.33; quarterly dividend $0.02/share paid Oct 20.
- NPAs 0.05% of total assets; no provision for credit losses; strong capital ratios (Tier 1 leverage 11.26%).