HCI Group secures $935.7M Florida reinsurance for Homeowners Choice; net ceded premiums $247.3M

HCI Group, Inc.

Homeowners Choice tower: up to $935.7M per-event FL coverage, $14M retention; total all-occurrence $1.33B.
TypTap tower: up to $637.3M per-event FL coverage, $10M retention; total all-occurrence $902.3M.
Expansion states tower: up to $525M per-event outside FL, $10M retention; total all-occurrence $1.03B.
Total net reinsurance premiums ceded estimated ~$247.3M for June 1, 2022–May 31, 2023, assuming no losses.

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