Regional Management Q2 net income $8.4M, EPS $0.86, revenue $143M, declares $0.30 dividend

Regional Management Corp.

2024-Q2 EPS reported $2.41 revenue$287,333,000

Net income $8.4M, diluted EPS $0.86, up 37% from $0.63 YoY.
Total revenue $143M, +7.1% YoY; net finance receivables $1.8B, +5% YoY.
30+ day delinquency stable at 6.9%; net credit loss rate improved 40 bps to 12.7% annualized.
Operating expense ratio 13.8%; G&A $60.1M.
Q3 dividend $0.30/share, payable Sep 12, record Aug 21.

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