First US Bancshares Q4 net income $1.7M, EPS $0.29; dividend raised to $0.07

FIRST US BANCSHARES, INC.

2024-FY EPS reported $1.33 revenue$1,232,000

Q4 net income $1.7M ($0.29 diluted EPS) vs $2.2M ($0.36) in Q3 and $2.3M ($0.36) in Q4 2023.
Net interest margin fell to 3.41% from 3.60% Q3 and 3.67% Q4 2023 due to faster asset repricing.
Total loans grew $19.7M (2.5%) in Q4 led by construction and indirect; full-year loan growth 0.2%.
Dividend increased to $0.07/share from $0.05; full-year dividends $0.22 vs $0.20 in 2023.
Nonperforming assets rose to $5.4M (0.50% of assets) from $3.0M (0.28%) year-end 2023.

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