earnings
confidence high
sentiment positive
materiality 0.75
Enova Q1 revenue $746M (+22%), EPS $2.69 (+64%), originations +26%
Enova International, Inc.
2025-Q1 EPS reported
$2.69
revenue$745,541,000
- Diluted EPS $2.69 (+64% YoY); adjusted EPS $2.98 (+56% YoY).
- Total revenue $746M (+22% YoY); net revenue margin stable at 57%.
- Originations $1.7B (+26% YoY); combined loans & finance receivables record $4.1B (+20% YoY).
- Net charge-off ratio stable at 8.6%; 30+ day delinquency improved to 7.7%.
- Share repurchases $63M in Q1; liquidity $1.1B including cash, marketable securities & facility capacity.