earnings
confidence high
sentiment positive
materiality 0.65
SR Bancorp reports Q4 net income of $823K, annual net income of $3.7M; turns profitable from prior year loss
SR Bancorp, Inc.
2025-FY EPS reported
$0.61
- Q4 net income $823K ($0.10 diluted EPS) vs net loss of $3.0M in Q4 FY2024.
- Annual net income $3.7M ($0.44 diluted EPS) vs net loss of $10.9M in FY2024.
- Total assets $1.08B (+6.1% YoY); net loans $797.3M (+8.9%); deposits $846.0M (+4.8%).
- No non-performing loans at June 30, 2025; allowance as % of loans 0.65% vs 0.71%.
- Repurchased 936,991 shares for $11.3M during the year; borrowed $30M from FHLB for liquidity.
item 2.02item 9.01