earnings
confidence high
sentiment positive
materiality 0.55
SB Financial Group Q2 net income $3.1M, diluted EPS $0.47, up 6.8% YoY
SB FINANCIAL GROUP, INC.
2025-Q2 EPS
reported $0.82
vs consensus $0.55
▲ beat
(+48.9%)
- Net income of $3.1M (+1.2% YoY); diluted EPS $0.47 (+6.8% YoY).
- Net interest income $9.7M (-1.7% YoY); loan portfolio grew 2.1% to $1.01B.
- Mortgage banking revenue net $1.8M (+18.8% YoY); originations $75.1M (+14.9% YoY).
- Nonperforming loans rose to 0.47% of loans (from 0.25% linked quarter); reserve coverage >325%.
- Total deposits $1.12B (+4.1% YoY); shareholders' equity $125.5M (+6.6% YoY).