earnings
confidence high
sentiment neutral
materiality 0.65
Red River Bancshares Q2 2026 net income $11.8M ($1.78 EPS), down 1.7% QoQ but up 15.4% YoY
RED RIVER BANCSHARES INC
- Net income $11.8M ($1.78 diluted EPS) vs $12.0M ($1.81) prior quarter; YoY up from $10.2M ($1.51).
- Net interest margin FTE expanded 10 bps to 3.61%; net interest income up $563K (2.0%) QoQ.
- Nonperforming assets fell 38.3% to $2.6M (0.08% of assets); provision for credit losses $750K unchanged.
- Deposits decreased $40.9M (1.4%) to $2.91B due to seasonal tax outflows and lawyer trust account fluctuations.
- Quarterly dividend maintained at $0.25 per share; $10M stock repurchase program authorized but no activity in H1 2026.