MercadoLibre Q3 net revenue $7.41B (+39% YoY), net income $421M, TPV $71.2B

MERCADOLIBRE INC

2025-Q3 EPS reported $28.37 revenue$20,134,000,000

Net revenues $7.41B (+39% YoY, +49% FX-neutral); income from operations $724M (9.8% margin).
Net income $421M (+6% YoY); net margin 5.7%.
Total Payment Volume $71.2B (+41% YoY, +54% FX-neutral); GMV $16.5B (+28% YoY).
Credit portfolio grew 83% YoY to $11.0B; 15-90 day NPL stable at 6.8%.
Brazil sold items +42% YoY, unique buyers +29% (fastest since Q1'21); Mexico sold items +42% YoY.

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