Gouverneur Bancorp Q2 net income rises to $118k ($0.11/share) from $102k YoY

Gouverneur Bancorp, Inc./MD/

2025-Q2 EPS reported $0.27

Net income of $118k for quarter ended Mar 31, 2025 vs $102k in prior year; EPS $0.11 vs $0.10.
Six-month net income $278k ($0.27/share) vs $220k ($0.21/share) YoY.
Net interest margin remained 4.06% for the quarter; no credit loss provision taken.
Total deposits increased $1.9M to $161.8M from Sep 30, 2024; no FHLB advances or brokered deposits.
Book value per share $29.63 at Mar 31, 2025; declared $0.08 per share dividend during six months.

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