earnings
confidence high
sentiment positive
materiality 0.85
Citigroup Q1 net income $5.8B ($3.06 EPS), revenue up 14% YoY
CITIGROUP INC
- Net income $5.8B ($3.06 diluted EPS) vs $4.1B ($1.96) in Q1 2025, up 42%.
- Revenue $24.6B, up 14% YoY; Services +17% to $6.1B, Markets >$7B, Banking fees +12%.
- Returned ~$7.4B to shareholders: $6.3B buybacks plus dividends; payout ratio 134%.
- CET1 ratio 12.7% (from 13.2% Q4); RoTCE 13.1% vs 9.1% YoY; TBVPS $99.01.
- Operating expenses $14.3B, +7% YoY; provision for credit losses $2.8B with ACL build $581M.
item 2.02item 9.01