earnings
confidence high
sentiment positive
materiality 0.75
Stock Yards Bancorp Q2 2025 record net income $34M, $1.15 EPS, loan growth 13% YoY
Stock Yards Bancorp, Inc.
2025-Q2 EPS reported
$2.28
- Net income $34.0M ($1.15 diluted EPS), up from $27.6M ($0.94) YoY; net interest margin expanded 27 bps to 3.53%.
- Total loans grew $779M (13%) YoY to $6.85B; deposits up $938M (14%) to $7.51B; broad-based growth across all markets.
- Non-interest income up $693K to $24.3M; treasury management fees record $3.0M, brokerage up 23%.
- Board declared $0.31/share cash dividend (paid July 1) and authorized new repurchase plan for up to 1M shares.
- Credit quality remains strong; non-performing loans 0.26% of total loans; allowance 1.32% of loans.
item 2.02item 9.01