earnings
confidence high
sentiment positive
materiality 0.70
First Mid Bancshares posts record Q2 net income of $23.4M; NIM expands to 3.72%; dividend raised to $0.25
FIRST MID BANCSHARES, INC.
2025-Q2 EPS reported
$1.90
- Record Q2 net income of $23.4M ($0.98 diluted EPS); adjusted EPS $0.99.
- Net interest margin (tax-equivalent) 3.72%, up 12 bps QoQ; net interest income rose 7.5% QoQ to $63.9M.
- Total loans $5.77B (+1.2% QoQ); total deposits $6.19B (+0.98% QoQ).
- Quarterly dividend increased to $0.25/share (payable Aug 29, record Aug 15); tangible book value per share +4.3%.
- Nonperforming loans declined to $21.9M; ACL ratio 1.23%; provision $2.6M, net charge-offs $1.5M.
item 2.02item 9.01