ENB Financial completes Cecil acquisition; Cecil's net income fell 68% to $190k in 2024

ENB Financial Corp

Cecil Bancorp net income $190k in 2024 vs $591k in 2023; EPS $0.01.
Total assets $223.5M, loans $168.5M, deposits $190.9M at Dec 31, 2024.
Net interest income $7.4M, down from $7.8M; provision for credit losses $1.215M.
Noninterest income boosted by $778k insurance proceeds; fraud loss of $806k in noninterest expense.
Acquisition closed Feb 1, 2026; this amendment provides required audited and pro forma financials.

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