First American Q4 adjusted EPS $1.99, revenue $2.0B (+22% YoY); full-year EPS $6.00

First American Financial Corp

2025-FY EPS reported $6.00 revenue$7,452,200,000

Q4 2025 net income $212M ($2.05 diluted EPS) vs $72M ($0.69) a year ago; adjusted EPS $1.99.
Full-year revenue $7.5B (+22%) and net income $622M ($6.00 diluted EPS); adjusted net income $627M.
Title Insurance segment pretax margin 14.9% (adjusted 14.0%) vs 7.9% last year; commercial revenue up 35% to $339M.
Repurchased 2.1M shares for $122M in 2025; raised dividend 2% to $2.20 annual rate.
CEO expects improving 2026 market with record commercial, moderate purchase growth, and meaningful refi pickup.

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