Wesbanco posts Q4 2025 EPS $0.84, full year EPS $3.40 (+45% YoY); NIM 3.61%

WESBANCO INC

2025-FY EPS reported $2.23

Q4 net income $80.9M to common; diluted EPS $0.84. FY 2025 diluted EPS $3.40, up 45% YoY.
Net interest margin 3.61% (+58bps YoY); efficiency ratio 51.6%, improved 800bps YoY.
Total loans $19.2B (+51.9% YoY incl. PFC); organic loan growth 5.2% YoY and 6.2% QoQ annualized.
Total deposits +53.3% YoY; NPA/assets 0.33%; CET1 ratio 10.34%.
Closed 27 financial centers on Jan 23, 2026 as part of optimization; dividend yield 4.1%.

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