earnings
confidence high
sentiment positive
materiality 0.75
Enova Q1 revenue $875M (+17%), EPS $3.46 (+29%); Grasshopper Bank on track for H2 2026
Enova International, Inc.
2026-Q1 EPS
reported $3.46
vs consensus $3.74
▼ miss
(-7.6%)
- Total revenue $875M (+17% YoY); net income $91M ($3.46 diluted EPS) vs $73M ($2.69) last year.
- Adjusted EPS $3.87 (+30% YoY); adjusted EBITDA $227M (+20% YoY).
- Total company originations $2.3B (+33% YoY); combined loans and receivables $5.3B (record).
- Net charge-off ratio improved to 7.6%; net revenue margin 60% (up from 57%).
- Grasshopper Bank acquisition expected to close H2 2026; liquidity $1.1B; $16M in buybacks.