Presurance Q1 net income improves to $2.6M; personal lines combined ratio turns profitable at 97.9%

Presurance Holdings, Inc.

2026-Q1 EPS reported $0.15 revenue$11,547,000

Net income $2.6M ($0.15/share) vs $522K ($0.04) YoY; adj. operating loss $2.8M ($0.16) vs $3.7M loss.
Gross written premiums $11.5M, down 29% YoY reflecting exit from commercial lines.
Combined ratio improved to 105.7% from 140.5%; personal lines combined ratio 97.9% (profitable).
Loss ratio improved to 56.2% from 89.7%; CEO cites repositioning to disciplined underwriting.
Net investment income $1.1M vs $1.3M prior year; book value $0.96 vs $2.09 per share.

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.95

Presurance Holdings, Inc. reported first quarter ended March 31, 2026 results: revenue $5,925, net income $2,622, EPS $0.15.

Period: first quarter ended March 31, 2026
Revenue: $5,925
Net income: $2,622
EPS: $0.15
Result: reported results

Exact text from the filing

% Change (dollars in thousands, except share and per share amounts) Gross written premiums $ 11,469 $ 16,173 -29.1 % Net written premiums 6,075 10,840 -44.0 % Net earned premiums 5,925 10,315 -42.6 % Net investment income 1,110 1,289 -13.9 % Net realized investment gains (losses) (14 ) 3 ** Change in fair value of equity securities 30 (192 ) ** Net income (loss)

View on SEC.gov

Browse all earnings releases →

Presurance Holdings, Inc. filing history →

Source: SEC EDGAR

accession 0001193125-26-223815

view filing index on sec.gov

view primary document

Machine-readable: JSON · Markdown · Plain text

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.