Ponce Financial reports FY2025 EPS $1.21, 1% ROA; ECIP repurchase option targeted for 3Q2026
Ponce Financial Group, Inc.
- Basic EPS $1.21 in 2025 vs $0.46 in 2024 and $0.15 in 2023; revenue up 45% since 2023, expenses +1%.
- Achieved 1% return on avg assets, a key profitability benchmark; S&P ranked bank #40 in $3-10B peer group.
- Ponce Bank Direct deposits grew ~$20M to $55M; new branch opened in Inwood, Manhattan.
- Midwood branch designated a Banking Development District with $50M deposit from NY State/City.
- Entered ECIP purchase option with Treasury; repurchase as soon as 3Q 2026, expected to increase book value per share.