PDLB Ponce Financial Group, Inc.

CIK 0001874071 50 ready 8-Ks latest July 27, 2026, 7:26 AM ET RSS · JSON

Activity: QUIET 0 filings / 30d vs 1 baseline

Ready 8-Ks 50

Latest filing July 27, 2026, 7:26 AM ET

Top materiality 0.90

Event mix other_material ×19 · earnings ×18 · other ×6

Sentiment 16 pos · 1 neg · 33 neu

Latest earnings reported 2026-Q1

Executive change recent →

Recent 8-K filings for PDLB

Highest-materiality recent filing

Ponce Financial closes $225M preferred stock issuance to U.S. Treasury under ECIP

June 9, 2022, 7:59 PM ET other material materiality 0.90 positive item 1.01 item 3.02 item 5.03 item 8.01 item 9.01

Issued 225,000 shares of Senior Non-Cumulative Perpetual Preferred Stock, Series A, to Treasury for $225M.
Initial dividend rate 0% for first two years; thereafter floor 0.50%, ceiling 2.00% based on qualified lending.

Read filing →

July 27, 2026, 7:26 AM ET earnings materiality 0.50 neutral item 2.02 item 7.01 item 9.01

Ponce Financial Group reports Q2 2026 results; no financial details in filing exhibits

Issued press release on July 27, 2026, announcing Q2 2026 financial results.
June 12, 2026, 11:26 AM ET other material materiality 0.70 positive item 5.07 item 8.01 item 9.01 ◈ Shareholder Votes ×3

Ponce Financial reports FY2025 EPS $1.21, 1% ROA; ECIP repurchase option targeted for 3Q2026

Basic EPS $1.21 in 2025 vs $0.46 in 2024 and $0.15 in 2023; revenue up 45% since 2023, expenses +1%.
April 24, 2026, 7:59 PM ET earnings materiality 0.40 neutral item 2.02 item 7.01 item 9.01 ◈ Earnings Releases

Ponce Financial Group announces Q1 2026 results; details absent from filed text

Press release issued April 24, 2026 for quarter ended March 31, 2026, but no financial figures are included in the provided exhibits.
March 31, 2026, 7:59 PM ET leadership materiality 0.20 neutral item 5.02 item 8.01 item 9.01

Ponce Financial Group appoints Marlene Cintron to Board of Directors

Marlene Cintron appointed to the Board effective March 26, 2026; will serve until 2026 annual meeting.
January 27, 2026, 6:59 PM ET earnings materiality 0.20 neutral item 2.02 item 7.01 item 9.01

Ponce Financial Group announces Q4 2025 earnings; specific figures not provided

Press release (Ex. 99.1) referenced but full text not included in the filing excerpt.
October 24, 2025, 7:59 PM ET earnings materiality 0.40 neutral item 2.02 item 7.01 item 9.01

Ponce Financial Group reports Q3 2025 earnings; details not provided in filing

Issued press release on Oct 24, 2025 announcing third quarter results.
October 14, 2025, 7:59 PM ET regulatory materiality 0.50 neutral item 8.01 item 9.01

Ponce Financial Group subsidiary converts to national bank; becomes financial holding company

Effective October 10, 2025, Ponce Bank converted to a national bank (Ponce Bank, N.A.).
July 25, 2025, 7:59 PM ET earnings materiality 0.30 neutral item 2.02 item 7.01 item 9.01

Ponce Financial Group reports Q2 2025 results; no financial details in filing

Announced Q2 2025 financial results via press release on July 25, 2025.
June 17, 2025, 7:59 PM ET other material materiality 0.75 positive item 5.07 item 8.01 item 9.01

Ponce Financial reports FY2024 net income $10.3M, up 200% YoY; ECIP buyback could add $8/share book value

Net income $10.3M in 2024, up over 200% from 2023; ROA reached 85bps in Q1 2025.
May 13, 2025, 7:59 PM ET other material materiality 0.45 neutral item 8.01

Ponce Financial Group subsidiary Ponce Bank converting to national bank; company applying to become bank holding company

Ponce Bank, currently a federally chartered stock savings association, plans to convert to a national bank.
April 25, 2025, 7:59 PM ET earnings materiality 0.50 neutral item 2.02 item 7.01 item 9.01

Ponce Financial Group announces Q1 2025 results; no financial details in filing

Press release issued for Q1 ended March 31, 2025; specific figures not included in this filing.
January 28, 2025, 6:59 PM ET earnings materiality 0.50 neutral item 2.02 item 7.01 item 9.01

Ponce Financial Group announces Q4 2024 results; no financial details provided in filing

Press release issued on Jan 28, 2025, but financial figures were not included in the filing excerpt.
December 23, 2024, 6:59 PM ET other material materiality 0.50 neutral item 1.01 item 9.01

Ponce Financial gets option to repurchase 225,000 Treasury preferred shares at expected discount

Granted option to repurchase 225,000 shares of Treasury preferred stock issued under ECIP on June 7, 2022.
December 11, 2024, 6:59 PM ET other materiality 0.20 neutral item 2.02 item 9.01

Ponce Financial to present at Sycamore/Pendragon virtual bank conference Dec 11

Presentation on Dec 11, 2024 from 1:05-1:35 PM ET.
November 27, 2024, 6:59 PM ET other material materiality 0.35 neutral item 5.02 item 9.01

Ponce Financial enters change-in-control agreement with CFO Sergio Vaccaro

Agreement effective Nov 26, 2024; initial 12-month term, auto-renews unless terminated 90 days before anniversary.
October 30, 2024, 7:59 PM ET earnings materiality 0.50 neutral item 2.02 item 9.01

Ponce Financial Group reports Q3 2024 results; details unavailable in filing

Press release issued October 30, 2024 for quarter ended September 30, 2024.
September 30, 2024, 7:59 PM ET other materiality 0.60 positive item 8.01 item 9.01

Ponce Financial Group opens first Florida representative office in Coral Gables

New office at 1600 Ponce de Leon Drive in Coral Gables, staffed by Customer Relationship Officer Juan Sanchez.
August 7, 2024, 7:59 PM ET other material materiality 0.50 positive item 8.01 item 9.01

Ponce Bank receives $35M in deposits from NY Banking Development District Program

Westchester Avenue branch approved as BDD covering Bronx Community District 9 (Soundview, Parkchester, Castle Hill).
July 30, 2024, 7:59 PM ET earnings materiality 0.10 neutral item 2.02 item 9.01

Ponce Financial Group reports Q2 2024 earnings; press release not included in filing text

Filing announces Q2 2024 results but no specific financial figures provided in the 8-K body.
June 20, 2024, 7:59 PM ET regulatory materiality 0.75 positive item 8.01 item 9.01

Ponce Bank meets ECIP lending targets, cuts preferred dividend rate to 0.5% saving $3.375M

Qualified lending under ECIP totaled $1.162 billion from June 8, 2023 to March 31, 2024.
June 17, 2024, 7:59 PM ET other material materiality 0.60 positive item 5.07 item 8.01 item 9.01

Ponce Financial reports 19% asset growth in 2023; shareholders vote against exec comp

Say-on-pay: 9.5M votes against (55% of votes cast); Compensation Committee to address concerns.
June 4, 2024, 7:59 PM ET other material materiality 0.15 neutral item 4.01 item 9.01

Ponce Financial replaces auditor Mazus with Forvis Mazars effective June 1, 2024

Mazars partners and employees joined FORVIS, leading to Mazars resignation and appointment of Forvis Mazars.
April 30, 2024, 7:59 PM ET earnings materiality 0.50 neutral item 2.02 item 9.01 ◈ Earnings Releases

Ponce Financial Group releases Q1 2024 earnings; specific figures not available in provided filing body

Company issued a press release on April 30, 2024 for Q1 ended March 31, 2024.
January 30, 2024, 6:59 PM ET earnings materiality 0.30 neutral item 2.02 item 9.01 ◈ Earnings Releases

Ponce Financial Group Q4 2023 earnings: press release filed but not provided in text

Company reported Q4 2023 results via press release on January 30, 2024.
January 30, 2024, 6:59 PM ET other materiality 0.10 neutral item 7.01 item 9.01

Ponce Financial Group to present at Janney CEO Forum; no financial details in filing

President/CEO Carlos Naudon, CFO Sergio Vaccaro, and IR Officer Frank Perez will attend the Janney Montgomery Scott CEO Forum.
November 20, 2023, 6:59 PM ET other material materiality 0.30 positive item 8.01 item 9.01

Ponce Bank accepted into Treasury Minority Bank Deposit Program

Ponce Bank accepted into Department of the Treasury Minority Bank Deposit Program.
November 8, 2023, 6:59 PM ET other materiality 0.10 neutral item 2.02 item 9.01

Ponce Financial to present at virtual bank conference on Nov 9, 2023

Presentation on Nov 9, 2023 from 10:25-10:55 AM ET hosted by Sycamore Analytics and Pendragon Capital Management.
October 31, 2023, 7:59 PM ET other materiality 0.20 neutral item 5.04 item 9.01

Ponce Financial imposes trading blackout on execs/directors due to 401(k) plan transition

Blackout begins Nov 15, 2023 at 4pm ET and ends week of Dec 18, 2023.
October 30, 2023, 7:59 PM ET earnings materiality 0.50 neutral item 2.02 item 9.01 ◈ Earnings Releases

Ponce Financial Group announces Q3 2023 earnings; no specific figures in filing

Press release dated October 30, 2023 furnished as Exhibit 99.1; no earnings details provided in the 8-K text.
September 27, 2023, 7:59 PM ET other material materiality 0.65 positive item 8.01 item 9.01

Ponce Bank receives $4.15M in CDFI grants: $0.45M BEA award and $3.7M ERP cash

Ponce Bank received $3.7M in cash from CDFI Equitable Recovery Program for COVID-19 recovery lending.
August 16, 2023, 7:59 PM ET other material materiality 0.55 positive item 8.01 item 9.01

Ponce Financial completes repurchase of 1.235M shares, ~5% of outstanding

Repurchased 1,235,000 shares of common stock under a Rule 10b5-1 plan.
July 28, 2023, 7:59 PM ET earnings materiality 0.30 neutral item 2.02 item 9.01 ◈ Earnings Releases

Ponce Financial Group announces Q2 2023 results; no specific figures provided

Issued press release on July 28, 2023 announcing Q2 2023 financial results.
June 28, 2023, 7:59 PM ET other material materiality 0.30 neutral item 8.01 item 9.01

Ponce Financial Group added to Russell 3000 and 2000 indexes as of June 23, 2023

Added to Russell 3000 Index effective after market close on June 23, 2023, and also becomes member of small-cap Russell 2000.
June 16, 2023, 7:59 PM ET other material materiality 0.70 positive item 5.02 item 5.07 item 8.01 item 9.01 ◈ Shareholder Votes ×5

Ponce Financial Group shareholders approve 2023 LTIP; CEO reports CDFI strength and resilience in banking crisis

Shareholders approved 2023 Long Term Incentive Plan authorizing up to 1,920,368 shares.
May 24, 2023, 7:59 PM ET regulatory materiality 0.45 positive item 8.01 item 9.01

Ponce Bank recertified as CDFI by U.S. Treasury on May 19, 2023

U.S. Treasury recertified Ponce Bank as a Community Development Financial Institution effective May 19, 2023.
May 16, 2023, 7:59 PM ET other material materiality 0.30 positive item 8.01 item 9.01

Ponce Financial Group authorizes 1.235M share buyback (5% of outstanding)

Board authorized repurchase of up to 1,235,000 shares (~5% of outstanding common stock).
May 2, 2023, 7:59 PM ET other material materiality 0.30 neutral item 5.02 item 9.01

Ponce Financial enters new employment agreement with EVP Frank Perez

Effective April 26, 2023, Frank Perez signed a new one-year employment agreement with Ponce Bank.
May 2, 2023, 7:59 PM ET regulatory materiality 0.60 positive item 8.01 item 9.01

Ponce Financial Group certified as CDFI by Treasury on April 28, 2023

U.S. Treasury certified Ponce Financial Group (PFG) as a Community Development Financial Institution on April 28, 2023.
April 26, 2023, 7:59 PM ET earnings materiality 0.50 neutral item 2.02 item 9.01 ◈ Earnings Releases

Ponce Financial Group reports Q1 2023 results; no specific figures in filing text

Press release issued on April 26, 2023 for Q1 ended March 31, 2023.
April 17, 2023, 7:59 PM ET other material materiality 0.60 positive item 8.01 item 9.01

Ponce Bank awarded $3.7M CDFI Equitable Recovery Program grant from U.S. Treasury

$3.7M grant from U.S. Treasury CDFI ERP to help low-income communities recover from COVID-19.
January 30, 2023, 6:59 PM ET earnings materiality 0.25 neutral item 2.02 item 9.01 ◈ Earnings Releases

Ponce Financial Group reports Q4 2022 results; exhibit content unavailable

Issued press release on Jan 30, 2023 for Q4 2022 financial results.
October 31, 2022, 7:59 PM ET earnings materiality 0.50 neutral item 2.02 item 9.01 ◈ Earnings Releases

Ponce Financial Group reports Q3 2022 results; no details available in filing

Company issued press release announcing results for quarter ended September 30, 2022.
August 18, 2022, 7:59 PM ET other materiality 0.25 neutral item 8.01 item 9.01

Ponce Financial Group forms ESG Committee; plans energy audit and materiality assessment

Management ESG Committee formed, chaired by Executive VP & Chief Investor Relations Officer Frank Perez.
August 1, 2022, 7:59 PM ET earnings materiality 0.30 neutral item 2.02 item 9.01

Ponce Financial Group reports Q2 2022 results; no earnings details available in filing

Company announced second quarter 2022 financial results on July 29, 2022.
June 9, 2022, 7:59 PM ET other material materiality 0.90 positive item 1.01 item 3.02 item 5.03 item 8.01 item 9.01

Ponce Financial closes $225M preferred stock issuance to U.S. Treasury under ECIP

Issued 225,000 shares of Senior Non-Cumulative Perpetual Preferred Stock, Series A, to Treasury for $225M.
May 31, 2022, 7:59 PM ET leadership materiality 0.60 neutral item 5.02 item 8.01 item 9.01 ◈ executive_change ×2

Ponce Financial appoints Sergio Vaccaro as CFO; Frank Perez becomes CIRO effective June 1, 2022

Frank Perez steps down as CFO to become EVP and Chief Investor Relations Officer.
May 27, 2022, 7:59 PM ET other material materiality 0.40 positive item 5.07 item 8.01 item 9.01

Ponce Financial Group annual meeting: directors elected, CEO outlines ECIP capital and $8M Grain write-down

Shareholders elected four directors: Maria Alvarez, Julio Gurman, Carlos P. Naudon, James Perez; ratified Mazars USA as auditor for 2022.
May 9, 2022, 7:59 PM ET earnings materiality 0.10 neutral item 2.02 item 9.01

Ponce Financial Group announces Q1 2022 results; specific figures not provided in filing text

Press release issued May 9, 2022 regarding Q1 2022 financial results.
May 5, 2022, 7:59 PM ET other material materiality 0.80 negative item 2.02 item 9.01

Ponce Financial writes off $8.1M from Grain fraud; expects $0.26 EPS hit

Write-off of $6.3M and additional reserve of $1.7M on Grain Receivable due to synthetic identity fraud.
April 1, 2022, 7:59 PM ET leadership materiality 0.45 neutral item 5.02 item 8.01 item 9.01 ◈ executive_change

Ponce Financial appoints Luis Gonzalez Jr. as EVP/COO effective April 1, 2022

Luis Gonzalez, Jr., age 39, named Executive Vice President and Chief Operating Officer.

Executive changes

Role change

Frank Perez

Executive Vice President and Chief Investor Relations Officer

PDLB · Ponce Financial Group, Inc.

Effective: 2022-06-01
Successor: Sergio Vaccaro
Filed: May 31, 2022, 7:59 PM ET

Effective June 1, 2022 (the “Effective Date”), Frank Perez will assume the role of Executive Vice President and Chief Investor Relations Officer of the Company and the Bank and will step down as Chief Financial Officer of Ponce Financial Group, Inc. (the “Company”) and its subsidiary Ponce Bank (the “Bank”).

Appointed

Sergio Vaccaro

Executive Vice President and Chief Financial Officer

PDLB · Ponce Financial Group, Inc.

Effective: 2022-06-01
Filed: May 31, 2022, 7:59 PM ET

Effective as of the Effective Date, Sergio Vaccaro, age 46, will assume the role of Executive Vice President and Chief Financial Officer of the Company and the Bank.

Appointed

Luis Gonzalez, Jr.

Executive Vice President and Chief Operating Officer

PDLB · Ponce Financial Group, Inc.

Effective: 2022-04-01
Filed: April 1, 2022, 7:59 PM ET

On March 31, 2022, the Board of Directors (the “Board”) of Ponce Financial Group, Inc., as the successor by merger with PDL Community Bancorp, Inc., (the “Company”) and the Board of Directors of its subsidiary Ponce Bank (the “Bank”), appointed Mr. Luis Gonzalez, Jr., age 39, as Executive Vice President and Chief Operating Officer of the Company and the Bank, effective April 1, 2022.

Appointed

James Perez

Director

PDLB · Ponce Financial Group, Inc.

Effective: 2022-03-17
Filed: March 23, 2022, 7:59 PM ET

increased the size of its board from seven members to eight members and appointed Mr. James Perez to the Board effective immediately.

Earnings & guidance

2026-Q1 EPS reported $0.36 filing →

Materiality & sentiment trend

Max materiality 0.90 · Median 0.45 · Most common event other_material

16 positive 1 negative 33 neutral

source · PDLB on sec.gov