Presurance Q2 net income $2.5M, combined ratio 69.5% vs 121.1% YoY

Presurance Holdings, Inc.

2026-Q2 EPS reported $1.66 revenue$20,689,000

Q2 2026 net income $2.5M ($0.68/share) vs $2.1M ($1.17) prior year; H1 net income $5.2M ($1.66) vs $2.6M ($1.47).
Combined ratio improved to 69.5% in Q2 (from 121.1%) and 86.4% for H1 (from 131.2%); loss ratio 24.6% on favorable prior-year development.
Gross written premiums fell 38% to $13.1M as company exits commercial lines; personal lines now 100% of premiums.
Adjusted operating income $1.3M in Q2 vs loss of $2.1M; book value $7.41/share.
Weighted average shares rose to 3.1M from 1.75M, reflecting capital raise.

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