earnings
confidence high
sentiment positive
materiality 0.65
Kentucky First Federal Q2 net earnings $482K, up 30%; six-month net $1.1M, up 60%
Kentucky First Federal Bancorp
2023-Q2 EPS reported
$0.13
- Diluted EPS $0.06 for Q2 vs $0.04 prior year; six-month EPS $0.13 vs $0.08 prior year.
- Net interest income fell 5.7% to $2.3M; no provision for loan losses vs $108K a year ago.
- Non-interest expense down 6.7% to $1.9M, aided by lower pension contributions ($376K vs $955K).
- Cash and equivalents surged 109% to $45.3M; loans net decreased 7.1% to $276.7M.
- Book value per share $6.41; deposits up 4.4% to $236.8M, advances down 14.2%.