earnings
confidence high
sentiment positive
materiality 0.60
KFFB swings to net income of $176k in Q3 2025 from prior-year loss of $1.1M
Kentucky First Federal Bancorp
- Diluted EPS $0.02 for both three and twelve months ended June 30, 2025, compared to $(0.13) and $(0.21) losses in prior periods.
- Net interest income increased $401k or 21.1% to $2.3M due to interest income outpacing expense growth.
- No goodwill impairment charge in current quarter; prior year had $947k charge that eliminated all remaining goodwill.
- Assets $371.2M, down 1.0% YoY; FHLB advances decreased $26.2M (38%) offset by deposits up $21.4M (8.4%).
- Book value per share $5.98 at June 30, 2025; shareholders' equity up $372k to $48.4M.