KFFB swings to Q1 net income of $344K ($0.04 EPS) from year-ago loss

Kentucky First Federal Bancorp

2026-Q1 EPS reported $0.04

Net income of $344K vs net loss of $15K in Q1 FY2025; diluted EPS $0.04 vs $(0.00).
Net interest income rose 33.9% to $2.5M on higher loan rates and lower interest expense.
No provision for loan loss in Q1; $15K provision in prior-year quarter.
Non-interest expense up $191K driven by outside service fees (+128.6%) and data processing (+37.8%).
Book value per share $6.03; total assets $366.5M, down 1.3% from June 2025.

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