CNO Financial Q4 net operating income $1.47/sh, up 12% YoY; FY2025 operating EPS $4.40

CNO Financial Group, Inc.

2025-FY EPS reported $2.30 revenue$4,487,400,000

Q4 2025 net operating income of $143M ($1.47 diluted EPS), up 12% YoY; net income $93M ($0.95/sh).
Full-year 2025 operating EPS $4.40, up 11%; total NAP grew 15% to a record.
Returned $386M to shareholders in 2025 via buybacks and dividends; $60M in Q4 share repurchases.
Statutory RBC ratio estimated at 380% at Dec. 31, 2025; debt-to-capital improved to 33.6%.
Exited Worksite fee-services business, incurring $17.3M loss; $5.2M impairment and $9.9M TechMod expenses in Q4.

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