First Western Q2 2025 EPS $0.26; loans up 4.7%, NIM expands to 2.67%

First Western Financial Inc

2025-Q2 EPS reported $0.68 revenue$47,134,000

Net income $2.5M ($0.26 diluted EPS) vs $4.2M ($0.43) in Q1 2025; vs $1.1M ($0.11) in Q2 2024.
Total loans grew $115M (4.7%) to $2.54B quarter-over-quarter.
Net interest margin expanded 6 bps to 2.67%; net interest income up $0.4M to $17.9M.
Provision for credit losses increased to $1.8M from $80K in Q1 2025.
Non-interest expense decreased $0.3M to $19.1M; efficiency ratio improved to 78.83%.

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