Home BancShares Q1 2025 net income $115.2M, EPS $0.58 record; NIM expands to 4.44%

HOME BANCSHARES INC

2025-Q1 EPS reported $0.58

Record diluted EPS $0.58 vs $0.50 Q1 2024; adjusted EPS $0.56; net income $115.2M up from $100.6M Q4 2024.
Net interest margin 4.44% vs 4.39% Q4 2024; yield on loans 7.38%; cost of interest-bearing deposits fell to 2.67%.
Total loans $14.95B (record); deposits $17.54B; community banking organic loan growth $291.5M; Centennial CFG declined $103.9M.
Non-performing assets to total assets improved to 0.56% from 0.63% Q4 2024; net loan recoveries of $4.1M vs $53.4M net charge-offs in Q4.
Tangible book value per share record $13.15; ROA 2.07%; ROTCE 18.39%; $29.7M in stock repurchases in Q1.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.