Northpointe Bancshares Q2 2026 net income $21.3M ($0.60 EPS); MPP balances up 8% annualized

NORTHPOINTE BANCSHARES INC

Net income to common stockholders $21.3M ($0.60 diluted EPS) vs $21.7M ($0.62) in Q1 2026 and $18.0M ($0.51) in Q2 2025.
MPP balances grew $77.3M (8% annualized) from prior quarter; total loans funded up 42% YoY.
Net interest margin 2.33%, down 9 bps linked quarter; net interest income $42.4M, up $1.1M.
Non-performing assets decreased $4.0M to $86.7M; net charge-offs $528K (0.03% annualized).
Board declared $0.025 per share quarterly dividend, payable Aug 4, 2026 to holders of record July 15, 2026.

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