Citizens Community Bancorp Q4 EPS $0.44, up from $0.27 YoY; initiates quarterly dividend

Citizens Community Bancorp Inc.

2025-FY EPS reported $1.46

Q4 net income $4.3M ($0.44 diluted EPS) vs $3.7M ($0.37) in Q3 and $2.7M ($0.27) a year ago.
Full-year 2025 EPS $1.46 vs $1.34; net interest margin rose 36 bps YoY to 3.15%.
Loans grew $17.3M to $1.34B; deposits up $43.5M to $1.52B, led by retail and public deposits.
Board approved quarterly dividend of $0.105/share, replacing prior annual dividend; payable Feb 20 to Feb 6 record.
Repurchased ~250K shares at avg $15.99 in Q4; 113K shares remain under buyback authorization.

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