Employers Holdings Q4 net loss $23.4M; full-year net income down 91% to $10.8M

Employers Holdings, Inc.

2025-FY EPS reported $0.46 revenue$858,700,000

Net loss of $23.4M ($(1.06) per diluted share) in Q4 2025 vs. net income of $28.3M ($1.14) in Q4 2024.
Full-year net income $10.8M ($0.46 per diluted share) vs. $118.6M ($4.71); adjusted net income $21.8M ($0.93) vs. $94.0M ($3.73).
Gross premiums written $756.1M, down 2.6% YoY; loss and LAE ratio rose to 76.4% from 60.9%.
Completed $125M recapitalization plan, repurchased 2.98M shares at $42.00, a discount to book value.
Declared Q1 2026 cash dividend of $0.32 per share, payable March 18, 2026 to holders of record March 4, 2026.

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