First Guaranty Bancshares reports Q1 net income of $2.7M vs loss of $6.2M a year ago

First Guaranty Bancshares, Inc.

Net income $2.7M vs $(6.2)M in Q1 2025; diluted EPS $0.14 vs $(0.54).
Nonperforming assets reduced $12.0M; bank risk-weighted capital ratio up 123bps to 14.71%.
Total loans fell 7.0% to $1.9B; deposits down 3.4% to $3.5B from Dec 31, 2025.
Provision for credit losses decreased to $2.6M from $14.5M in prior-year quarter.
Common dividend maintained at $0.01 per share; 131 consecutive quarterly dividends paid.

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.99

First Guaranty Bancshares, Inc. reported three months ended March 31, 2026 results: EPS $0.14.

Period: three months ended March 31, 2026
EPS: $0.14
Result: reported results

Exact text from the filing

Earnings (loss) per common share were $0.14 and $(0.54) for the three months ended March 31, 2026 and 2025, respectively.

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Earnings Releases SEC 8-K Item 2.02 confidence 0.99

First Guaranty Bancshares, Inc. reported first quarter and three months ended March 31, 2026 results: net income $2.7 million, EPS $0.14.

Period: first quarter and three months ended March 31, 2026
Net income: $2.7 million
EPS: $0.14
Result: reported results

Exact text from the filing

Net income (loss) for the three months ended March 31, 2026 and 2025 was $2.7 million and $(6.2) million, respectively, an increase of $8.9 million.

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Source: SEC EDGAR

accession 0001408534-26-000030

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