Capital Bancorp Q2 EPS $0.87, ROA 1.52%; raises dividend 16.7% to $0.14

Capital Bancorp Inc

Net income $14.3M ($0.87 diluted EPS) vs $12.0M ($0.73) in Q1 2026; ROA 1.52%, ROTCE 15.51%.
Gross loans $3.086B (+7.9% annualized QoQ); total deposits $3.371B (+9.6% annualized QoQ); customer deposits $3.140B (+20.3% annualized QoQ).
Tangible book value per share $23.45, up 14.7% annualized from $22.62 in Q1 2026.
Board declared $0.14 per share dividend, a 16.7% increase from prior $0.12; payable Aug 26, record Aug 10.
Six-month net income $26.3M ($1.60 diluted EPS) vs $27.1M ($1.60) in prior year; core net income $26.3M vs $29.1M.

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