earnings
confidence high
sentiment positive
materiality 0.70
PCB Bancorp Q1 EPS $0.74 beats Q4 $0.64; NIM expands to 3.36%
PCB BANCORP
2026-Q1 EPS reported
$0.74
revenue$772,000
- Net income available to common shareholders $10.6M; diluted EPS $0.74 vs $0.64 Q4/Q and $0.53 year ago.
- Net interest margin improved to 3.36% from 3.28% linked quarter; net interest income $26.8M.
- Loans held-for-investment $2.87B (+1.9% QoQ); deposits $2.89B (+3.3% QoQ).
- Provision for credit losses $467K, down 54% QoQ; ACL ratio stable at 1.18%.
- Board declared $0.22 per share quarterly dividend, payable May 15 to holders of record May 8.