earnings
confidence high
sentiment positive
materiality 0.75
Cathay General Q4 EPS $1.33 beats Q3 $1.13; FY EPS $4.54 up 15% YoY
CATHAY GENERAL BANCORP
2025-FY EPS reported
$4.54
revenue$53,793,000
- Net income $315.1M for FY2025, up 10.2% from $286.0M in FY2024.
- Q4 2025 net income $90.5M, diluted EPS $1.33 vs $1.12 in Q4 2024.
- Net interest margin 3.36% in Q4 (vs 3.31% Q3); FY2025 NIM 3.30% vs 3.04% in FY2024.
- Non-accrual loans fell 33.6% YoY to $112.4M; allowance for loan losses increased to 0.97% of gross loans.
- Repurchased 1.1M shares at avg $47.15 in Q4 for $51.9M.