earnings
confidence high
sentiment positive
materiality 0.80
First Northern Community Bancorp Reports Q4 2025 Net Income of $6.0M and Declares 5% Stock Dividend
FIRST NORTHERN COMMUNITY BANCORP
2025-FY EPS reported
$1.27
- Q4 2025 net income $6.0 million, up 2.3% from $5.8 million in Q4 2024; diluted EPS $0.36 vs $0.35.
- Full-year 2025 net income $21.1 million, up 5.5% from $20.0 million in 2024; diluted EPS $1.27.
- Net interest margin improved to 3.85% in Q4 2025 from 3.60% in Q4 2024, driven by higher loan and securities yields.
- Board declared 5% stock dividend payable March 25, 2026 to shareholders of record February 27, 2026.
- Total assets $1.91 billion; shareholder equity $212.0 million; book value per share $12.92, up 22.6% year-over-year.