earnings
confidence high
sentiment positive
materiality 0.78
Avidbank Q1 net income $9.0M ($0.84 EPS); NIM expands to 4.38%, ROA 1.46%
Avidbank Holdings, Inc.
2026-Q1 EPS reported
$0.84
revenue$101,000
- Net income $9.0M ($0.84 diluted EPS) vs $6.9M ($0.65) in Q4 2025 and $5.4M ($0.71) in Q1 2025.
- Net interest margin 4.38%, up 25bp QoQ and 86bp YoY; efficiency ratio improved to 50.35%.
- Loans grew $24.4M (5% annualized) to $2.17B; deposits up $13.2M (2% annualized) to $2.2B.
- Non-performing assets to total assets fell to 0.63% from 0.95% at Dec 31, 2025.
- Repurchased 25,000 shares for $693k at avg price $27.69; book value per share $26.33.