Cathay General Q3 2026 net income $95.2M, EPS $1.43; NII record $211.9M, loans up 11.4% annualized

CATHAY GENERAL BANCORP

Net income $95.2M, or $1.43 diluted EPS, vs $1.37 in Q2 2026 and $1.13 a year ago; ROA 1.51%, ROE 12.28%.
Record net interest income $211.9M, up 5.5% QoQ; NIM 3.52% vs 3.48%. Gross loans $21.20B (+$574.5M, 2.79% QoQ); deposits $21.83B (+$773.3M).
Provision $28.6M vs $11.2M in Q2; net charge-offs $25.3M (0.48% of avg loans annualized) in three credits, incl. one construction and two Far East National Bank movie-theater CRE loans.
NPAs fell 18% to $119.2M; NPAs/assets 0.47% from 0.59%. Non-interest income $42.8M (+99.8%) on $24.4M equity securities gains and $3.1M TruPS redemption benefit.
Non-interest expense $103.4M (+12.0%), including $8.0M contribution to Cathay Bank Foundation and $5.4M contract termination fee; redeemed $54.1M of TruPS.

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